Those who are injured in a car, bus or motorcycle accident may be entitled to compensation for loss of income, pain and suffering, medical expenses, damage to professional and personal relationships, and other out of pocket expenses.
If you were a driver at the time of the accident, a successful claim requires you to establish that the other driver is at least partially at fault for the collision.
If you were injured as a passenger, you may be required to sue the driver of the vehicle you occupied. While that person is often a friend or family member, you can rest assured that the insurance company is financially responsible for conducting the lawsuit and settling your claim.
Many claimants believe that the insurance adjuster is “on their side” and will represent their interests. This is not the case. Insurers are routinely accused of using specialized tactics to deny legitimate claims, from unfairly blaming the accident on the injured claimant, to dispatching their own team of medical experts to marginalize the claimant’s injuries.
This is in direct conflict with your right to fair compensation, and a compelling reason why one should always consult a lawyer prior to dealing with an insurance company or representative.
In the event the insurance company unfairly finds you at fault, we retain skilled investigators to interview witnesses and secure critical evidence as early as possible, while employing specialized engineers and the latest accident reconstruction software to ensure that your side of the story is accurately and persuasively presented.
In Ontario, regardless of fault, if you suffer injury in a motor vehicle accident, you should have standard benefits available to you. These benefits vary depending on the type and severity of your injuries. The level at which your injuries are classified directly impacts the accident benefits you receive.
There are various types of claims and in addition to various medical benefits, in certain circumstances you may also be eligible for income replacement benefits, a non-earner benefit, or caregiver benefits.
In cases of more severe injury, a court claim for pain and suffering can be pursued. In Ontario, a claim has to reach a certain threshold before proceeding. It is imperative to seek legal advice to preserve your rights.
With over 35 years of experience, we have the skills and resources to substantiate your claim and maximize your compensation.
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